Presentations that move audiences

Refine, enhance, and tailor your content quicker than ever before.

Prezi is good for business

Keep teams engaged and customers asking for more

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Prezi is smart for education

Make lessons more exciting and easier to remember

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Millions of people — from students to CEOs — use Prezi to grab attention, stand out, and capture imaginations

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The most engaging presentations happen on Prezi

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Create with confidence

Professionally designed templates.

Choose from hundreds of modern, beautifully made templates.

Millions of reusable presentations

Focus on your own creativity and build off, remix, and reuse presentations from our extensive content library.

Real creative freedom

Open canvas.

Create, organize, and move freely on an open canvas. Create seamless presentations without the restrictions of linear slides.

Ready-made asset libraries

Choose from millions of images, stickers, GIFs, and icons from Unsplash and Giphy.

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A presentation that works for you

Present in-person.

Have the confidence to deliver a memorable presentation with presenter notes and downloadable presentations.

Present over video conference

Keep your audience engaged by putting yourself in the center of your presentation.

Your own ideas, ready to present faster

Prezi AI is your new creative partner. Save time, amplify your ideas, and elevate your presentations.

The specialists on visual storytelling since 2009

From TED talks to classrooms. In every country across the world. Prezi has been a trusted presentation partner for over 15 years.

*independent Harvard study of Prezi vs. PowerPoint

See why our customers love us

Prezi is consistently awarded and ranks as the G2 leader across industries based on hundreds of glowing customer reviews.

Prezi powers the best presenters to do their best presentations

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Cloud Storage

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Custom Business Email

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Video and voice conferencing

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Shared Calendars

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Word Processing

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Spreadsheets

Presentation Builder

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Survey builder

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Google Workspace

An integrated suit of secure, cloud-native collaboration and productivity apps powered by Google AI.

Tell impactful stories, with Google Slides

Create, present, and collaborate on online presentations in real-time and from any device.

  • For my personal use
  • For work or my business

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Jeffery Clark

T h i s   c h a r t   h e l p s   b r i d g i n g   t h e   s t o r y !

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E s t i m a t e d   b u d g e t

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Make beautiful presentations, together

Stay in sync in your slides, with easy sharing and real-time editing. Use comments and assign action items to build your ideas together.

Slides create presentations

Present slideshows with confidence

With easy-to-use presenter view, speaker notes, and live captions, Slides makes presenting your ideas a breeze. You can even present to Google Meet video calls directly from Slides.

Slides present with confidence

Seamlessly connect to your other Google apps

Slides is thoughtfully connected to other Google apps you love, saving you time. Embed charts from Google Sheets or reply to comments directly from Gmail. You can even search the web and Google Drive for relevant content and images directly from Slides.

Slides connect to Google apps

Extend collaboration and intelligence to PowerPoint files

Easily edit Microsoft PowerPoint presentations online without converting them, and layer on Slides’ enhanced collaborative and assistive features like comments, action items, and Smart Compose.

Slides connect to Google apps

Work on fresh content

With Slides, everyone’s working on the latest version of a presentation. And with edits automatically saved in version history, it’s easy to track or undo changes.

Design slides faster, with built-in intelligence

Make slides faster, with built-in intelligence

Assistive features like Smart Compose and autocorrect help you build slides faster with fewer errors.

Stay productive, even offline

Stay productive, even offline

You can access, create, and edit Slides even without an internet connection, helping you stay productive from anywhere.

Security, compliance, and privacy

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Secure by default

We use industry-leading security measures to keep your data safe, including advanced malware protections. Slides is also cloud-native, eliminating the need for local files and minimizing risk to your devices.

Encryption in transit and at rest

All files uploaded to Google Drive or created in Slides are encrypted in transit and at rest.

Compliance to support regulatory requirements

Our products, including Slides, regularly undergo independent verification of their security, privacy, and compliance controls .

Private by design

Slides adheres to the same robust privacy commitments and data protections as the rest of Google Cloud’s enterprise services .

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You control your data.

We never use your slides content for ad purposes., we never sell your personal information to third parties., find the plan that’s right for you, google slides is a part of google workspace.

Every plan includes

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Collaborate from anywhere, on any device

Access, create, and edit your presentations wherever you are — from any mobile device, tablet, or computer — even when offline.

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Get a head start with templates

Choose from a variety of presentations, reports, and other professionally-designed templates to kick things off quickly..

Slides Template Proposal

Photo Album

Slides Template Photo album

Book Report

Slides Template Book report

Visit the Slides Template Gallery for more.

Ready to get started?

👀 Turn any prompt into a gorgeous poster in seconds with our AI-powered poster maker ✨ Join the waitlist

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  • Great causes deserve great pricing. Registered nonprofits pay less.

Online Presentation Maker to Create Engaging Presentations

Easily create a professionally-looking business presentation, keynote, sales pitch, product update, and onboarding or webinar deck with free presentation templates.

Professionals worldwide create presentations with Piktochart

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Ease of use

Easily Create Stunning Presentations

Piktochart’s online presentation maker is so simple that you can immediately use it without training. All you need is an internet connection. Start with a free pre-made template designed by experts. From there, you can quickly create professional presentations that will help you engage with your audience and drive the results you are looking for. Moreover, collaboration features are included for all accounts, even the Free plan, to work with your team in real-time.

Presentation slides at your fingertips

Present Online or Download in .ppt

Presenting your slide deck during a video call or a virtual conference is easy. Switch to presentation mode within Piktochart, and you can present directly in just a few clicks. You can also download your new presentation in a .ppt or .pdf format and share it on social media or offline with your stakeholders. It’s up to you how you want to use your own presentation.

Fully Customize Slides for a Branded Presentation

Create professional presentations and pitch decks in minutes that match your brand’s guidelines. Simply drag company logos or a screenshot of your website to extract the brand colors. Then, upload your fonts and create a custom color palette to use when creating your own presentation. With Piktochart, it’s easy to work on an engaging presentation fast, with no need to search for illustrations or icons. Piktochart’s integrated library of high-quality graphics, designs components, and presentation templates means presentation design is easier than ever. Just drag and drop the design elements into the editor, add images, choose your color scheme, and create a presentation. Or upload your own photos and add them to the asset library. Making beautiful presentations has never been so easy for non-designers.

Storytelling and presentation design

Translate Complex Data Into a Visual Story

With Piktochart’s charts and maps tool, you can quickly visualize information and translate data into a visual story that will grasp the attention of your audience. In our free presentation maker, link up an Excel or Google Sheets file to create graphs that automatically update when your data does. Add interactive maps to highlight your main points. Just choose from the pre made templates to save time and make all the changes you want.

People like you use Piktochart’s presentation software to:

marketer

  • Increase brand awareness
  • Drive traffic and leads with content created with the help of presentation templates
  • Turn infographics into social media-ready visuals with multiple pages

SMEs and enterprises persona

SMEs and Enterprises

  • Report on progress, create pitch decks
  • Introduce a new project with slides made on our online presentation maker
  • Explain a process through an engaging presentation

NGOs and government persona

NGOs and Government Organizations

  • Inform the public and present important topics
  • Report to stakeholders with professional presentations prepared with an online presentation software

business owner

Business Owners and Consultants

  • Create the perfect pitch deck
  • Present to clients or the team
  • Report on business performance through access to multiple features and professionally designed templates

How to Create a Presentation

1. select a presentation template.

Edit one of the free presentation templates by Piktochart and add your text, change the fonts, drag-and-drop elements or free images, and create an engaging presentation. For more information, learn how to structure a presentation in this article.

2. Make it yours

Add in your company logo and your own images or pick from a wide range of design elements. The possibilities are endless with our free online presentation maker. Nail your brand presentation by editing fully customizable slides with Piktochart.

3. Present or download

Either use our built-in presentation mode or download your slides in the .ppt format from Microsoft PowerPoint. Or simply share the link with your team.

Get ahead with our premade templates

App Product Presentation, phone, template preview

Types of Presentations

Get funding for your startup by creating a compelling pitch deck in minutes. With Piktochart’s presentation maker, it’s easy to make a custom presentation with drag-and-drop icons, versatile illustrations, and stock photos. You can use your own images simply by dragging and dropping them, as well as change the font.

Business Presentation

Create professional presentations in a web browser that look like they were made by a graphic designer. Choose from hundreds of free templates and customize them to complete your own business presentation. Here are 25 report presentations to get inspired by.

Sales Presentation

Working in sales? Save time in creating assets by using Piktochart’s presentation free online presentation maker. Select a pre-made template, edit de slides, change the design, and use your slides to win customers. Ask your team for feedback with the collaboration features, which allow you to share and comment.

Educational Presentation

Educators use Piktochart to create interesting presentations that get the attention of their students. And students make beautiful presentations to stand out in class and prepare team projects. Add your content and customize the slides in no time.

Ready to create an engaging presentation?

Join more than 11 million people who already use Piktochart to make the perfect presentation.

Where can I make a presentation?

How can i make a presentation online for free, how do you make a presentation interesting, how do i make an online presentation, can i add animations and special effects to my presentations, do presentation makers support all image and video file formats, can i use a presentation maker on my mobile device, can i design a presentation without designer skills, how to know which presentation template to choose, presentation resources.

25 powerful report presentations and how to make your own

25 Powerful Report Presentations and How to Make Your Own

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75 Unique School Presentation Ideas and Topics Plus Templates

tips to create presentations, keynote presentation

10 Expert Tips to Create and Deliver a Killer Keynote Presentation

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Communications

15 Tips for Engaging Zoom Presentations + Examples

What else can you create with piktochart.

What’s it for?

Make interactive presentations

Create show-stopping presentations and clickable slide decks with Genially’s free online presentation builder. Leave boring behind and tell a story that’s interactive, animated, and beautifully engaging.

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INTERACTIVE CONTENT

A presentation that works like a website

Engage your audience with interactive slides that they can click on and explore. Add music, video, hotspots, popup windows, quiz games and interactive data visualizations in a couple of clicks. No coding required!

NO-CODE ANIMATION

Make your slides pop with animation

Bring a touch of movie magic to the screen with incredible visual effects and animated page transitions. Add click-trigger and timed animations to make any topic easy to understand and captivating to watch.

Image of the Genially tool showing the insertion of multimedia elements from Spotify, Google Maps and Youtube

INTEGRATIONS

Live from the world wide web

Embed online content directly in your slides for a media-rich interactive experience. From YouTube and Spotify to Google Maps and Sheets, Genially works seamlessly with over 100 popular apps and websites.

Image of the Genially tool showing free libraries of backgrounds, color palettes, vector graphics, images, charts, graphs, maps and smartblocks.

TEMPLATES & TOOLKIT

Genius design tools

With Genially, anyone can create a polished and professional presentation. Choose from over 2000 pre-built templates, or create your own design using the drag-and-drop resources, color palettes, icons, maps and vector graphics.

Image of a Genially interactive presentation

ONLINE PLATFORM

Safe and sound in the cloud

Because Genially is online, you can relax knowing that your slides are always up-to-date. There’s no risk of forgetting to save changes or accessing the wrong file. Log in from anywhere, collaborate with your team, and make edits in real time.

All-in-one interactive presentation maker

Real-time collaboration.

Co-edit slide decks with others in real time and organize all of your team projects in shared spaces.

Multi format

Present live, share the link, or download as an interactive PDF, MP4 video, JPG, HTML, or SCORM package.

Engagement Analytics

See how many people have viewed and clicked on your slides and keep tabs on learner progress with User Tracking.

Import from PPTX

Give your old decks a new lease of life by importing PowerPoint slides and transforming them with a little Genially magic.

Keep content on-brand with your logo, fonts, colors, brand assets, and team templates at your fingertips.

Quiz & Survey Builder

Use the Interactive Questions feature to add a fun quiz to your slides or gather feedback from your audience.

Beautiful templates

Make your next deck in a flash with Genially’s ready-to-use slides.

Interactive OKR Presentation template

OKR Presentation

Interactive School Notebook Presentation template

School Notebook Presentation

Interactive Animated Sketch Presentation template

Animated Sketch Presentation

Interactive Minimal presentation template

Minimal presentation

Interactive Land Of Magic Presentation template

Land Of Magic Presentation

Interactive Onboarding presentation template

Onboarding presentation

Interactive Visual Presentation template

Visual Presentation

Interactive Animated chalkboard presentation template

Animated chalkboard presentation

Interactive Online Education Guide template

Online Education Guide

Interactive Terrazzo presentation template

Terrazzo presentation

Interactive Startup pitch template

Startup pitch

Interactive Historical presentation template

Historical presentation

THEMES FOR EVERYONE

Interactive presentation ideas

From classroom materials to business pitches, make an impact every day with Genially.

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Education presentations

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Pitch decks

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Business presentations

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Thesis defense

Reviews from people rating the tool genially

Share anywhere

Present live

From the front of the room or behind a screen, you’ll wow your audience with Genially. Heading off grid? Download in HTML to present dynamic slides without WiFi.

Share the link

Every Genially slide deck has its own unique url, just like a website! Share the link so that others can explore at their own pace, or download an MP4 video slideshow or PDF.

Post online

Embed the slides on your website or post them on social media. Upload to Microsoft Teams, Google Classroom, Moodle or any other platform.

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The benefits of interactive slides

🗣️ Active participation An interactive slide deck gives your audience cool things to click on and discover, boosting learning and engagement.

👂 Multi-sensory experience Audio, video, animations, and mouse interactions make your content immersive, entertaining and accessible.

🧑‍🤝‍🧑 People-friendly format Pop-ups and embeds condense more material into fewer slides so you can break information down into digestible chunks.


🎮 Gamification Games, quizzes and puzzles make information more memorable and enable you to gather feedback and check understanding.

How to make an interactive presentation

With Genially’s easy-to-use presentation platform, anyone can make incredible visual content in moments.

Choose a template or a blank canvas

Create content starting from a Genially template

Get stunning results in less time with a ready-made template. Feeling creative? Design your own slides from scratch.

Customize the design

Add animations and interactions

Resources to become a pro presentation creator

Image showing the interactivity of the Genially tool

How to create an interactive presentation: Get started in Genially.

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How to present data without sending your audience to sleep.

Image showing how the Genially tool is no-code

No-code animation: Bring your slides to life with cinematic visual effects.

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The art of digital storytelling: Engage and thrill on screen.

Genially in a nutshell

How do I make a presentation interactive and how does Genially work? Find the answers to all of your slide-related questions here!

What’s an interactive presentation?

Interactive slides contain clickable hotspots, links, buttons, and animations that are activated at the touch of a button. Instead of reading or watching passively, your audience can actively interact with the content.  

Genially’s interaction presentation software allows you to combine text, photos, video clips, audio and other content in one deck. It’s a great way to condense more information into fewer slides. 

If you’re a teacher, you can share multiple materials in one single learning resource. Students can create their own projects using digital media and online maps. For business or training, try embedding spreadsheet data, PDFs, and online content directly in your slides. 

An interactive slide deck is more user-friendly than a Microsoft PowerPoint presentation or Google Slides document. That’s because you can break information down into chunks with pop-ups, labels, voiceovers and annotated infographics.  

The other benefit of interactive content is increased engagement. It’s easier to keep your audience’s attention when they’re actively participating. Try Genially’s presentation software and free slideshow maker to see how it’s better than other presentation websites. You won’t go back to standard presentation apps!

How do you make a clickable slide?

The best way to make slides clickable is to use Genially’s free interactive presentation program. Design your slide then apply an interaction. In a couple of clicks, you can add popup windows, hyperlinks, close-up images, games, animations, multimedia and other content. 

Choose from the library of hotspot buttons and icons to show people what to click on. Go to Presenter View to get a preview and see how your content will appear to your audience.

How do I create presentations that look professional?

You’ve got a deadline looming and you’re staring at the screen with a blank presentation. We’ve all been there! Starting a presentation design from scratch is tricky, especially if you’re short on time. 

Genially’s free online presentation maker has over 2000 ready-to-use templates for professional slide presentations, photos slideshows, and more. Each slide design has been created by our team of top graphic designers. No need to worry about fonts, centering images, or designing a matching color scheme. It’s all done for you. 

Start by browsing our layouts and themes for education, business and then customize with your own text and images.

How do I share or download my slides?

Because Genially is a cloud based presentation software, you can simply share the link to your slides. Like other online presentation tools, there are no files to download or store on your computer. Everything is saved online.  

When you publish your slide deck, it gets its own unique url, just like a website. Share the link with others to let them explore the content in their own time. If you’re presenting live, just click the Present button. 

You can also embed your presentation on your website, company wiki, or social media. Genially is compatible with WordPress, Moodle, Google Classroom, and other platforms. If you use an LMS, you can also download your interactive design slides in SCORM format.

For slideshow videos and slideshows with music, share online or download as an MP4 video. Check out our free slideshow templates for ideas.

Can I make a free presentation in Genially?

You bet! Genially is an easy-to-use slide maker, with a free version and paid plans. The free plan allows you to create unlimited slides with interactions and animations. Subscribe to one of our paid plans for more advanced features.

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Discover a world of interactive content

Join the 25 million people designing incredible interactive experiences with Genially.

Free online presentation maker .

Choose from our presentation templates to design your own in minutes.

Make captivating presentations with Adobe Express.

Build a presentation that will capture your audience’s attention with Adobe Express. Explore our wide collection of professionally designed presentation templates to get you inspired, then choose one to customize. Drop in your information, add your own images, or even organize information with icons. Send your presentation to team members to collaborate via share link and download whenever you’re finished. It’s as easy as choosing a template, customizing, and sharing.

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Template IDs

(To pull in manually curated templates if needed)

Orientation

(Horizontal/Vertical)

( Full, Std, sixcols )

(number of templates to load each pagination. Min. 5)

Most Viewed

Rare & Original

Newest to Oldest

Oldest to Newest

(true, false, all) true or false will limit to premium only or free only.

Orange Metallic Blob Event Presentation Slide

Discover even more.

Research Poster

Infographic

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How to make a presentation.

website to make presentation

Create a custom presentation in minutes.

Adobe Express inspires you to think outside the box. Explore professionally designed presentation templates to get you inspired, then have fun getting creative with all the ways you can use Adobe Express to your advantage. Make graphs, charts, and infographics in the same project to add to your presentation. Co-edit with others to shoot and share ideas. Deliver your message succinctly and in style with Adobe Express on your side.

website to make presentation

Let Adobe Express be your go-to presentation app.

Establish a theme for your presentation design using photos, icons, logos, personalized fonts, and other customizable elements to make them feel entirely authentic. Duplicate your project to create consistency across future presentations. With Adobe Express, it’s free and easy to make, save, and share your designs within minutes so you can add collaborators, get approval, and showcase your presentation for all to enjoy.

Frequently asked questions.

Looking for adobe express for education.

For Teachers Use Adobe Express in your classroom

Use Adobe Express in your classroom

FOR TEACHERS

  • Set up an Adobe Express classroom account.
  • Create and manage classrooms.
  • Securely invite students with a class code.

Available for teachers in the US who have a Google Workspace for Education (Google) account and supported domains. Need help? View the Getting Started Guide

Get started now

For administrators Deploy Adobe Express for schools and school districts

Deploy Adobe Express for schools and school districts

FOR ADMINISTRATORS

  • Enable school or district-wide access for licensed users.
  • Set up through the Adobe Admin Console.
  • Manage users and groups.

Available for licensed educational institutions and nonprofit educational organizations. Call for more info. Questions? View the Deployment Guide.

Call for more info. United States: US schools request access | United Kingdom: UK schools request access Australia: 18-0091-0584 | Japan: Japan schools request access

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Are you a student interested in Adobe Express?

FOR STUDENTS

  • Design stunning presentations, images, and animations.
  • Create attention-grabbing web pages.
  • Make captivating videos.

Adobe Express offers everything students need to make graphics, photos, presentations, web pages, and videos to express themselves inside and outside the classroom.

K-12 Students

Higher Education

Google slides UI on laptop and mobile

How to start

What you can do, fast presentation design, easy to change, customization and branding, friendly interaction, export .pptx, ready to get started, how it works, for users who can't spend much time on design.

  • Sales Representative
  • Sales Manager
  • Executive Assistant
  • Marketing Associate
  • Account Executive
  • Administrative Assistant
  • 7 days trial period
  • unlimited draft file processing
  • unlimited preview of designs
  • up to 30 slides in one file

Plan for a year

Plan for a month, enterprise plan.

  • Add your corporate colors
  • Build your own library of images and objects
  • Add your branded fonts
  • Private accounts for employees
  • Upload your corporate templates
  • Personal support manager
  • Create exclusive corporate-styled templates
  • The ability to disable ChatGPT functions

What's in the future

Wonderslide AI Designer uses cutting-edge technology powered by our proprietary neural network, which we continuously train and improve.

  • better composition for slides with tables, charts, and schemes;
  • make impressive graphs and charts from your data.

Online Presentation Maker | Top 5 Tools Of 2024

Online Presentation Maker | Top 5 Tools Of 2024

Jane Ng • 26 Feb 2024 • 6 min read

Looking for the best online presentation maker in 2024? You’re not alone. In today’s fast-paced digital world, the ability to create compelling, visually appealing presentations online has become essential for educators, business professionals, and creatives alike.

But with so many options out there, choosing the right platform can feel overwhelming. In this blog post, we’ll guide you through the top online presentation makers in the market, helping you find the perfect tool to bring your ideas to life with ease and flair.

Table Of Contents

Why need an online presentation maker, 1/ ahaslides: the interactive engagement master, 2/ google slides: the collaborative champion, 3/ prezi: the zooming innovator, 4/ canva: the design powerhouse, 5/ slidebean: the ai assistant, bottom line.

website to make presentation

Using an online presentation maker isn’t just convenient; it’s like unlocking a whole new way to create and share your ideas. Here’s why they’re such a game-changer:

  • Always Accessible: No more “Oops, I forgot my flash drive at home” moments! With your presentation saved online, you can access it from anywhere with an internet connection.
  • Teamwork Made Easy: Working on a group project? Online tools let everyone pitch in from wherever they are, making teamwork a breeze.
  • Look Like a Design Genius: You don’t need to be a design pro to make beautiful presentations. Choose from loads of templates and design elements to make your slides shine.
  • No More Compatibility Woes: Your presentation will look great on any device, saving you from those last-minute compatibility panics.
  • Interactive Presentations: Keep your audience engaged with quizzes, polls, and animations—turning your presentation into a conversation.
  • Save Time: Templates and design tools help you put together presentations faster, so you can spend more time on what matters.
  • Sharing Is a Snap: Share your presentation with a link, and control who can see or edit it, all without the hassle of large email attachments.

Top Online Presentation Makers in the Market

The key to success is to choose the right Online Presentation Maker that perfectly fits your needs.

  • For interactivity and audience engagement : AhaSlides 🔥
  • For collaboration and simplicity: Google Slides 🤝
  • For visual storytelling and creativity: Prezi 🎉
  • For design and all-in-one visuals: Canva 🎨
  • For effortless design and investor focus: Slidebean 🤖

Using AhaSlides online presentation maker feels like you’re bringing your audience into the presentation with you. This level of interaction is fantastic for keeping your audience attentive and engaged.

👊Benefits: Increased engagement, real-time feedback, audience insights, dynamic presentations, and more!

👀Ideal for: Teachers, trainers, presenters, businesses, and anyone who wants to make their presentations interactive and engaging.

✅Key Features:

  • Live Polls and Quizzes: Engage audiences in real-time with interactive polls , quizzes , and surveys using mobile devices.
  • Q&A and Open-Ended Questions: Foster two-way conversations through live Q&A and encourage idea sharing with open-ended questions.
  • Interactive Slides: Use a variety of formats like the word cloud and rating scale , customizable to fit presentation themes.
  • Real-Time Interaction: Enable instant audience participation via QR codes or links and share live results for dynamic presentations.
  • Templates and Design: Start quickly with ready-made templates designed for various purposes, from education to business meetings.
  • Audience Engagement Meter: Track and display audience engagement in real-time, allowing for adjustments to keep interest high.
  • Custom Branding: Customize presentations with logos and branded themes for consistency with your brand identity.
  • Easy Integration: Seamlessly integrate AhaSlides into existing presentation workflows or use it as a standalone tool.
  • Cloud-Based: Access, create, and edit presentations from anywhere, ensuring they are always available online.
  • AI Slide Builder: Creates pro slides from your text & ideas.
  • Export Data: Export data from interactions for analysis, offering valuable insights into audience feedback and understanding.

💵Pricing: 

  • Paid Plans (Starting at $14.95)

Google Slides revolutionizes team collaboration with its user-friendly design, cloud-based access, and seamless integration with Google Workspace.

👊Benefits: Collaborate & create effortlessly with real-time editing, cloud access, and seamless integration with other Google apps.  

👀Ideal for: Perfect for teams, students, and anyone who values simplicity and efficiency.

website to make presentation

✅Key Features

  • User-Friendly: Part of Google Workspace, Google Slides is celebrated for its simplicity and ease of use, making it a go-to for beginners and those who value a no-fuss interface.
  • Real-Time Collaboration: Its standout feature is the ability to work on presentations simultaneously with your team, anywhere, anytime, which is ideal for group projects and remote collaboration.
  • Accessibility: Being cloud-based means access from any device, ensuring your presentations are always at your fingertips.
  • Integration: Integrates effortlessly with other Google apps, simplifying the use of images from Google Photos or data from Sheets for a seamless experience.
  • Free plan with basic features.
  • Additional features with Google Workspace plans (starting at $6/user/month).

Prezi offers a unique way to present information. It allows for engaging storytelling that stands out in any situation, thanks to its dynamic, non-linear canvas.

👊Benefits: Experience a captivating and visually appealing presentation with a modern design and various formats. 

👀Ideal for: Creative minds and visual enthusiasts seeking to break the mold with stunning presentations.

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  • Dynamic Presentations: This online presentation maker takes a non-linear approach to presentations. Instead of slides, you get a single, large canvas where you can zoom in and out to different parts. It’s great for storytelling and keeping your audience engaged.
  • Visual Appeal: With the Prezi online presentation maker, presentations look sleek and modern. It’s ideal for those who want to stand out and make a memorable impression.
  • Versatility: Offers different formats like Prezi Video, which allows you to integrate your presentation into a video feed for webinars or online meetings.
  • Free plan with limited features.
  • Paid plans start at $3/month and offer more features and customization.

Canva empowers you to design like a pro with thousands of templates, perfect for all your design needs, from presentations to social media

👊Benefits: Design like a pro, effortless & beautiful. Presentations, social media & more – all in one place. Team up & boost creativity!

👀Ideal for: Multi-taskers: Design all your visual content – presentations, social media, branding – in one platform.

Canva Gratis

  • Aesthetic Templates: This online presentation maker shines with its design capabilities. It offers thousands of templates and design elements, making it easy to create presentations that look professionally designed.
  • Drag-and-Drop: Features a user-friendly drag-and-drop interface that’s perfect for those with no design background.
  • Versatility: Beyond presentations, Canva is a one-stop shop for all design needs, from social media graphics to flyers and business cards.
  • Collaboration: Allows for easy sharing and commenting, though real-time editing with others is a bit more limited compared to Google Slides.
  • Pro plan unlocks premium templates, photos, and advanced features ($9.95/month).

Slidebean offers effortless, AI-driven presentation design, perfect for startups and non-designers to easily create impactful slides.

👊Benefits: Offers effortless design by automatically formatting your slides for a professional look, allowing you to focus more on your message and less on design.

👀Ideal for: Ideal for startups, busy presenters, and non-designers needing to create professional presentations quickly and without hassle.

Slidebean Software - 2024 Reviews, Pricing & Demo

  • Automated Design: This Online Presentation Maker stands out with its AI-powered design assistance, helping you automatically format your presentations to look great with minimal effort.
  • Focus on Content: You input your content, and Slidebean takes care of the design aspect, making it great for those who want to focus on their message rather than spend time on layout and design.
  • I nvestor-Friendly: Offers templates and features specifically designed for startups and businesses looking to pitch to investors.
  • Paid plans start at $29/month and offer more templates, AI features, and customization.

In conclusion, an online presentation maker is a game-changer for anyone looking to create professional and engaging presentations effortlessly. Whether you’re a startup aiming to impress investors, a presenter on a tight schedule, or someone without any design background, these tools make it simple and quick to convey your message with impact.

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AI presentation maker

When lack of inspiration or time constraints are something you’re worried about, it’s a good idea to seek help. Slidesgo comes to the rescue with its latest functionality—the AI presentation maker! With a few clicks, you’ll have wonderful slideshows that suit your own needs . And it’s totally free!

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Generate presentations in minutes

We humans make the world move, but we need to sleep, rest and so on. What if there were someone available 24/7 for you? It’s time to get out of your comfort zone and ask the AI presentation maker to give you a hand. The possibilities are endless : you choose the topic, the tone and the style, and the AI will do the rest. Now we’re talking!

Customize your AI-generated presentation online

Alright, your robotic pal has generated a presentation for you. But, for the time being, AIs can’t read minds, so it’s likely that you’ll want to modify the slides. Please do! We didn’t forget about those time constraints you’re facing, so thanks to the editing tools provided by one of our sister projects —shoutouts to Wepik — you can make changes on the fly without resorting to other programs or software. Add text, choose your own colors, rearrange elements, it’s up to you! Oh, and since we are a big family, you’ll be able to access many resources from big names, that is, Freepik and Flaticon . That means having a lot of images and icons at your disposal!

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How does it work?

Think of your topic.

First things first, you’ll be talking about something in particular, right? A business meeting, a new medical breakthrough, the weather, your favorite songs, a basketball game, a pink elephant you saw last Sunday—you name it. Just type it out and let the AI know what the topic is.

Choose your preferred style and tone

They say that variety is the spice of life. That’s why we let you choose between different design styles, including doodle, simple, abstract, geometric, and elegant . What about the tone? Several of them: fun, creative, casual, professional, and formal. Each one will give you something unique, so which way of impressing your audience will it be this time? Mix and match!

Make any desired changes

You’ve got freshly generated slides. Oh, you wish they were in a different color? That text box would look better if it were placed on the right side? Run the online editor and use the tools to have the slides exactly your way.

Download the final result for free

Yes, just as envisioned those slides deserve to be on your storage device at once! You can export the presentation in .pdf format and download it for free . Can’t wait to show it to your best friend because you think they will love it? Generate a shareable link!

What is an AI-generated presentation?

It’s exactly “what it says on the cover”. AIs, or artificial intelligences, are in constant evolution, and they are now able to generate presentations in a short time, based on inputs from the user. This technology allows you to get a satisfactory presentation much faster by doing a big chunk of the work.

Can I customize the presentation generated by the AI?

Of course! That’s the point! Slidesgo is all for customization since day one, so you’ll be able to make any changes to presentations generated by the AI. We humans are irreplaceable, after all! Thanks to the online editor, you can do whatever modifications you may need, without having to install any software. Colors, text, images, icons, placement, the final decision concerning all of the elements is up to you.

Can I add my own images?

Absolutely. That’s a basic function, and we made sure to have it available. Would it make sense to have a portfolio template generated by an AI without a single picture of your own work? In any case, we also offer the possibility of asking the AI to generate images for you via prompts. Additionally, you can also check out the integrated gallery of images from Freepik and use them. If making an impression is your goal, you’ll have an easy time!

Is this new functionality free? As in “free of charge”? Do you mean it?

Yes, it is, and we mean it. We even asked our buddies at Wepik, who are the ones hosting this AI presentation maker, and they told us “yup, it’s on the house”.

Are there more presentation designs available?

From time to time, we’ll be adding more designs. The cool thing is that you’ll have at your disposal a lot of content from Freepik and Flaticon when using the AI presentation maker. Oh, and just as a reminder, if you feel like you want to do things yourself and don’t want to rely on an AI, you’re on Slidesgo, the leading website when it comes to presentation templates. We have thousands of them, and counting!.

How can I download my presentation?

The easiest way is to click on “Download” to get your presentation in .pdf format. But there are other options! You can click on “Present” to enter the presenter view and start presenting right away! There’s also the “Share” option, which gives you a shareable link. This way, any friend, relative, colleague—anyone, really—will be able to access your presentation in a moment.

Discover more content

This is just the beginning! Slidesgo has thousands of customizable templates for Google Slides and PowerPoint. Our designers have created them with much care and love, and the variety of topics, themes and styles is, how to put it, immense! We also have a blog, in which we post articles for those who want to find inspiration or need to learn a bit more about Google Slides or PowerPoint. Do you have kids? We’ve got a section dedicated to printable coloring pages! Have a look around and make the most of our site!

Gemma: Introducing new state-of-the-art open models

Feb 21, 2024

Gemma is built for responsible AI development from the same research and technology used to create Gemini models.

The word “Gemma” and a spark icon with blueprint styling appears in a blue gradient against a black background.

At Google, we believe in making AI helpful for everyone . We have a long history of contributing innovations to the open community, such as with Transformers , TensorFlow , BERT , T5 , JAX , AlphaFold , and AlphaCode . Today, we’re excited to introduce a new generation of open models from Google to assist developers and researchers in building AI responsibly.

Gemma open models

Gemma is a family of lightweight, state-of-the-art open models built from the same research and technology used to create the Gemini models. Developed by Google DeepMind and other teams across Google, Gemma is inspired by Gemini, and the name reflects the Latin gemma , meaning “precious stone.” Accompanying our model weights, we’re also releasing tools to support developer innovation, foster collaboration, and guide responsible use of Gemma models.

Gemma is available worldwide, starting today. Here are the key details to know:

  • We’re releasing model weights in two sizes: Gemma 2B and Gemma 7B . Each size is released with pre-trained and instruction-tuned variants.
  • A new Responsible Generative AI Toolkit provides guidance and essential tools for creating safer AI applications with Gemma.
  • We’re providing toolchains for inference and supervised fine-tuning (SFT) across all major frameworks: JAX, PyTorch, and TensorFlow through native Keras 3.0 .
  • Ready-to-use Colab and Kaggle notebooks , alongside integration with popular tools such as Hugging Face , MaxText , NVIDIA NeMo and TensorRT-LLM , make it easy to get started with Gemma.
  • Pre-trained and instruction-tuned Gemma models can run on your laptop, workstation, or Google Cloud with easy deployment on Vertex AI and Google Kubernetes Engine (GKE).
  • Optimization across multiple AI hardware platforms ensures industry-leading performance, including NVIDIA GPUs and Google Cloud TPUs .
  • Terms of use permit responsible commercial usage and distribution for all organizations, regardless of size.

State-of-the-art performance at size

Gemma models share technical and infrastructure components with Gemini , our largest and most capable AI model widely available today. This enables Gemma 2B and 7B to achieve best-in-class performance for their sizes compared to other open models. And Gemma models are capable of running directly on a developer laptop or desktop computer. Notably, Gemma surpasses significantly larger models on key benchmarks while adhering to our rigorous standards for safe and responsible outputs. See the technical report for details on performance, dataset composition, and modeling methodologies.

A chart showing Gemma performance on common benchmarks, compared to Llama-2 7B and 13B

Responsible by design

Gemma is designed with our AI Principles at the forefront. As part of making Gemma pre-trained models safe and reliable, we used automated techniques to filter out certain personal information and other sensitive data from training sets. Additionally, we used extensive fine-tuning and reinforcement learning from human feedback (RLHF) to align our instruction-tuned models with responsible behaviors. To understand and reduce the risk profile for Gemma models, we conducted robust evaluations including manual red-teaming, automated adversarial testing, and assessments of model capabilities for dangerous activities. These evaluations are outlined in our Model Card . 1

We’re also releasing a new Responsible Generative AI Toolkit together with Gemma to help developers and researchers prioritize building safe and responsible AI applications. The toolkit includes:

  • Safety classification: We provide a novel methodology for building robust safety classifiers with minimal examples.
  • Debugging: A model debugging tool helps you investigate Gemma's behavior and address potential issues.
  • Guidance: You can access best practices for model builders based on Google’s experience in developing and deploying large language models.

Optimized across frameworks, tools and hardware

You can fine-tune Gemma models on your own data to adapt to specific application needs, such as summarization or retrieval-augmented generation (RAG). Gemma supports a wide variety of tools and systems:

  • Multi-framework tools: Bring your favorite framework, with reference implementations for inference and fine-tuning across multi-framework Keras 3.0, native PyTorch, JAX, and Hugging Face Transformers.
  • Cross-device compatibility: Gemma models run across popular device types, including laptop, desktop, IoT, mobile and cloud, enabling broadly accessible AI capabilities.
  • Cutting-edge hardware platforms: We’ve partnered with NVIDIA to optimize Gemma for NVIDIA GPUs , from data center to the cloud to local RTX AI PCs, ensuring industry-leading performance and integration with cutting-edge technology.
  • Optimized for Google Cloud: Vertex AI provides a broad MLOps toolset with a range of tuning options and one-click deployment using built-in inference optimizations. Advanced customization is available with fully-managed Vertex AI tools or with self-managed GKE, including deployment to cost-efficient infrastructure across GPU, TPU, and CPU from either platform.

Free credits for research and development

Gemma is built for the open community of developers and researchers powering AI innovation. You can start working with Gemma today using free access in Kaggle, a free tier for Colab notebooks, and $300 in credits for first-time Google Cloud users. Researchers can also apply for Google Cloud credits of up to $500,000 to accelerate their projects.

Getting started

You can explore more about Gemma and access quickstart guides on ai.google.dev/gemma .

As we continue to expand the Gemma model family, we look forward to introducing new variants for diverse applications. Stay tuned for events and opportunities in the coming weeks to connect, learn and build with Gemma.

We’re excited to see what you create!

More Information

Google adheres to rigorous data filtering practices to ensure fair evaluation. Our models exclude benchmark data from training sets, ensuring the integrity of benchmark comparisons.

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Artificial Intelligence Computing Leadership from NVIDIA

Press Release Details

Nvidia announces financial results for fourth quarter and fiscal 2024.

  • Record quarterly revenue of $22.1 billion, up 22% from Q3, up 265% from year ago 
  • Record quarterly Data Center revenue of $18.4 billion, up 27% from Q3, up 409% from year ago
  • Record full-year revenue of $60.9 billion, up 126%

SANTA CLARA, Calif., Feb. 21, 2024 (GLOBE NEWSWIRE) -- NVIDIA (NASDAQ: NVDA) today reported revenue for the fourth quarter ended January 28, 2024, of $22.1 billion, up 22% from the previous quarter and up 265% from a year ago.

For the quarter, GAAP earnings per diluted share was $4.93, up 33% from the previous quarter and up 765% from a year ago. Non-GAAP earnings per diluted share was $5.16, up 28% from the previous quarter and up 486% from a year ago.

For fiscal 2024, revenue was up 126% to $60.9 billion. GAAP earnings per diluted share was $11.93, up 586% from a year ago. Non-GAAP earnings per diluted share was $12.96, up 288% from a year ago.

“Accelerated computing and generative AI have hit the tipping point. Demand is surging worldwide across companies, industries and nations,” said Jensen Huang, founder and CEO of NVIDIA.

“Our Data Center platform is powered by increasingly diverse drivers — demand for data processing, training and inference from large cloud-service providers and GPU-specialized ones, as well as from enterprise software and consumer internet companies. Vertical industries — led by auto, financial services and healthcare — are now at a multibillion-dollar level.

“NVIDIA RTX, introduced less than six years ago, is now a massive PC platform for generative AI, enjoyed by 100 million gamers and creators. The year ahead will bring major new product cycles with exceptional innovations to help propel our industry forward. Come join us at next month’s GTC, where we and our rich ecosystem will reveal the exciting future ahead,” he said.

NVIDIA will pay its next quarterly cash dividend of $0.04 per share on March 27, 2024, to all shareholders of record on March 6, 2024.

Q4 Fiscal 2024 Summary

Fiscal 2024 Summary

Outlook NVIDIA’s outlook for the first quarter of fiscal 2025 is as follows:

  • Revenue is expected to be $24.0 billion, plus or minus 2%.
  • GAAP and non-GAAP gross margins are expected to be 76.3% and 77.0%, respectively, plus or minus 50 basis points.
  • GAAP and non-GAAP operating expenses are expected to be approximately $3.5 billion and $2.5 billion, respectively.
  • GAAP and non-GAAP other income and expense are expected to be an income of approximately $250 million, excluding gains and losses from non-affiliated investments.
  • GAAP and non-GAAP tax rates are expected to be 17.0%, plus or minus 1%, excluding any discrete items.

NVIDIA achieved progress since its previous earnings announcement in these areas: 

Data Center

  • Fourth-quarter revenue was a record $18.4 billion, up 27% from the previous quarter and up 409% from a year ago. Full-year revenue rose 217% to a record $47.5 billion.
  • Launched, in collaboration with Google, optimizations across NVIDIA’s data center and PC AI platforms for Gemma , Google’s groundbreaking open language models.
  • Expanded its strategic collaboration with Amazon Web Services to host NVIDIA ® DGX™ Cloud on AWS.
  • Announced that Amgen will use the NVIDIA DGX SuperPOD ™ to power insights into drug discovery, diagnostics and precision medicine.
  • Announced  NVIDIA NeMo™ Retriever , a generative AI microservice that lets enterprises connect custom large language models with enterprise data to deliver highly accurate responses for AI applications. 
  • Introduced NVIDIA MONAI™ cloud APIs to help developers and platform providers integrate AI into their medical-imaging offerings. 
  • Announced that Singtel will bring generative AI services to Singapore through energy-efficient data centers that the telco is building with NVIDIA Hopper™ architecture GPUs.
  • Introduced plans with Cisco to help enterprises quickly and easily deploy and manage secure AI infrastructure.
  • Supported the National Artificial Intelligence Research Resource pilot program , a major step by the U.S. government toward a shared national research infrastructure.
  • Fourth-quarter revenue was $2.9 billion, flat from the previous quarter and up 56% from a year ago. Full-year revenue rose 15% to $10.4 billion.
  • Launched GeForce RTX™ 40 SUPER Series GPUs , starting at $599, which support the latest NVIDIA RTX™ technologies, including DLSS 3.5 Ray Reconstruction and NVIDIA Reflex.
  • Announced generative AI capabilities for its installed base of over 100 million RTX AI PCs, including Tensor-RT™ LLM to accelerate inference on large language models, and Chat with RTX, a tech demo that lets users personalize a chatbot with their own content.
  • Introduced microservices for the NVIDIA Avatar Cloud Engine , allowing game and application developers to integrate state-of-the-art generative AI models into non-playable characters.
  • Reached the milestone of 500 AI-powered RTX games and applications utilizing NVIDIA DLSS, ray tracing and other NVIDIA RTX technologies.

Professional Visualization

  • Fourth-quarter revenue was $463 million, up 11% from the previous quarter and up 105% from a year ago. Full-year revenue rose 1% to $1.6 billion.
  • Announced adoption of NVIDIA Omniverse ™ by the global automotive-configurator ecosystem.
  • Announced the NVIDIA RTX 2000 Ada Generation GPU , bringing the latest AI, graphics and compute technology to compact workstations.
  • Fourth-quarter revenue was $281 million, up 8% from the previous quarter and down 4% from a year ago. Full-year revenue rose 21% to $1.1 billion.
  • Announced further adoption of its NVIDIA DRIVE ® platform , with Great Wall Motors, ZEEKR and Xiaomi using DRIVE Orin™ to power intelligent automated-driving systems and Li Auto selecting DRIVE Thor™ as its centralized car computer.

CFO Commentary Commentary on the quarter by Colette Kress, NVIDIA’s executive vice president and chief financial officer, is available at https://investor.nvidia.com .

Conference Call and Webcast Information NVIDIA will conduct a conference call with analysts and investors to discuss its fourth quarter and fiscal 2024 financial results and current financial prospects today at 2 p.m. Pacific time (5 p.m. Eastern time). A live webcast (listen-only mode) of the conference call will be accessible at NVIDIA’s investor relations website, https://investor.nvidia.com . The webcast will be recorded and available for replay until NVIDIA’s conference call to discuss its financial results for its first quarter of fiscal 2025.

Non-GAAP Measures To supplement NVIDIA’s condensed consolidated financial statements presented in accordance with GAAP, the company uses non-GAAP measures of certain components of financial performance. These non-GAAP measures include non-GAAP gross profit, non-GAAP gross margin, non-GAAP operating expenses, non-GAAP income from operations, non-GAAP other income (expense), net, non-GAAP net income, non-GAAP net income, or earnings, per diluted share, and free cash flow. For NVIDIA’s investors to be better able to compare its current results with those of previous periods, the company has shown a reconciliation of GAAP to non-GAAP financial measures. These reconciliations adjust the related GAAP financial measures to exclude acquisition termination costs, stock-based compensation expense, acquisition-related and other costs, IP-related costs, other, gains and losses from non-affiliated investments, interest expense related to amortization of debt discount, and the associated tax impact of these items where applicable. Free cash flow is calculated as GAAP net cash provided by operating activities less both purchases related to property and equipment and intangible assets and principal payments on property and equipment and intangible assets. NVIDIA believes the presentation of its non-GAAP financial measures enhances the user’s overall understanding of the company’s historical financial performance. The presentation of the company’s non-GAAP financial measures is not meant to be considered in isolation or as a substitute for the company’s financial results prepared in accordance with GAAP, and the company’s non-GAAP measures may be different from non-GAAP measures used by other companies.

About NVIDIA Since its founding in 1993, NVIDIA (NASDAQ: NVDA) has been a pioneer in accelerated computing. The company’s invention of the GPU in 1999 sparked the growth of the PC gaming market, redefined computer graphics, ignited the era of modern AI and is fueling industrial digitalization across markets. NVIDIA is now a full-stack computing infrastructure company with data-center-scale offerings that are reshaping industry. More information at https://nvidianews.nvidia.com/ .

Certain statements in this press release including, but not limited to, statements as to: demand for accelerated computing and generative AI surging worldwide across companies, industries and nations; our Data Center platform being powered by increasingly diverse drivers, including demand for data processing, training and inference from large cloud-service providers and GPU-specialized ones, as well as from enterprise software and consumer internet companies; vertical industries led by auto, financial, services and healthcare now at a multibillion-dollar level; NVIDIA RTX becoming a massive PC platform for generative AI enjoyed by 100 million gamers and creators; the year ahead bringing major new product cycles with exceptional innovations to help propel our industry forward; our upcoming conference at GTC, where we and our rich ecosystem will reveal the exciting future ahead; NVIDIA’s next quarterly cash dividend; NVIDIA’s financial outlook and expected tax rates for the first quarter of fiscal 2025; the benefits, impact, performance, features and availability of NVIDIA’s products and technologies, including NVIDIA AI platforms, NVIDIA DGX Cloud, NVIDIA DGX SuperPOD, NVIDIA NeMo Retriever, NVIDIA MONAI cloud APIs, NVIDIA Hopper architecture GPUs, NVIDIA GeForce RTX 40 SUPER Series GPUs, NVIDIA DLSS 3.5 Ray Reconstruction, NVIDIA Reflex, NVIDIA TensorRT-LLM, Chat with RTX, microservices for the NVIDIA Avatar Cloud Engine, NVIDIA DLSS, ray tracing and other NVIDIA RTX technologies, NVIDIA Omniverse, NVIDIA RTX 2000 Ada Generation GPU, NVIDIA DRIVE platform, NVIDIA DRIVE Orin and NVIDIA DRIVE Thor; and our collaborations with third parties are forward-looking statements that are subject to risks and uncertainties that could cause results to be materially different than expectations. Important factors that could cause actual results to differ materially include: global economic conditions; our reliance on third parties to manufacture, assemble, package and test our products; the impact of technological development and competition; development of new products and technologies or enhancements to our existing product and technologies; market acceptance of our products or our partners’ products; design, manufacturing or software defects; changes in consumer preferences or demands; changes in industry standards and interfaces; and unexpected loss of performance of our products or technologies when integrated into systems, as well as other factors detailed from time to time in the most recent reports NVIDIA files with the Securities and Exchange Commission, or SEC, including, but not limited to, its annual report on Form 10-K and quarterly reports on Form 10-Q. Copies of reports filed with the SEC are posted on the company’s website and are available from NVIDIA without charge. These forward-looking statements are not guarantees of future performance and speak only as of the date hereof, and, except as required by law, NVIDIA disclaims any obligation to update these forward-looking statements to reflect future events or circumstances.

© 2024 NVIDIA Corporation. All rights reserved. NVIDIA, the NVIDIA logo, GeForce, GeForce RTX, NVIDIA DGX, NVIDIA DGX SuperPOD, NVIDIA DRIVE, NVIDIA DRIVE Orin, NVIDIA DRIVE Thor, NVIDIA Hopper, NVIDIA MONAI, NVIDIA NeMo, NVIDIA Omniverse, NVIDIA RTX and TensorRT are trademarks and/or registered trademarks of NVIDIA Corporation in the U.S. and/or other countries. Other company and product names may be trademarks of the respective companies with which they are associated. Features, pricing, availability and specifications are subject to change without notice.

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/38343cb8-8bc8-42b0-aa76-e3d280ae5507

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IR-2023-35, March 1, 2023 — The Internal Revenue Service reminds taxpayers of their reporting and potential tax obligations on income from the gig economy and service industry, transactions from digital assets, and foreign sources or holding certain foreign assets.

Tax Time Guide: Things to consider when filing a 2022 tax return

IR-2023-32, Feb. 22, 2023 — With the 2023 tax filing season in full swing, the IRS reminds taxpayers to gather their necessary information and visit IRS.gov for updated resources and tools to help with their 2022 tax return.

Tax Time Guide

Guide to tax filing season for individual taxpayers.

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Capital One to Acquire Discover, Creating a Consumer Lending Colossus

The all-stock deal, which is valued at $35.3 billion, will combine two of the largest credit card companies in the United States.

A Capital One bank machine.

By Lauren Hirsch and Emma Goldberg

Capital One announced on Monday that it would acquire Discover Financial Services in an all-stock transaction valued at $35.3 billion, a deal that would merge two of the largest credit card companies in the United States.

“A space that is already dominated by a relatively small number of megaplayers is about to get a little smaller,” said Matt Schulz, chief credit analyst at LendingTree.

Capital One, with $479 billion in assets, is one of the nation’s largest banks, and it issues credit cards on networks run by Visa and Mastercard. Acquiring Discover will give it access to a credit card network of 305 million cardholders, adding to its base of more than 100 million customers. The country’s four major networks are American Express, Mastercard, Visa and Discover, which has far fewer cardholders than its competitors.

But consumer advocates pushed back on the possible deal, saying it posed antitrust concerns. “It is very difficult to imagine how federal regulators could allow Capital One to buy Discover given the requirement that mergers benefit the public as well as insiders,” Jesse Van Tol, the chief executive of the National Community Reinvestment Coalition, said in a statement.

The acquisition by Capital One will be one of the first tests of regulatory scrutiny on bank deals since the Office of the Comptroller of the Currency said last month that it intended to slow down approvals for mergers and acquisitions .

“It’s hard to know which way it would go, but there will certainly be a lot of attention paid to this deal because of the money and magnitude of the companies involved,” said Mr. Schulz.

Complicating the landscape is the fact that other deals in the financial industry have come under renewed scrutiny, said David Schiff, a senior partner at West Monroe, a digital services consulting firm. These include New York Community Bank’s acquisition of billions of assets from Signature Bank during the regional banking crisis last year. New York Community Bank recently reported a sizable loss for its most recent quarter, and said it would set aside more capital to act as a buffer against future problems. Much of its troubles stem from the weakening commercial real estate market, but Mr. Schiff said that politicians could point to the deal as an example of one that regulators were too quick to approve.

As part of the acquisition, Capital One will pay Discover shareholders a 26 percent premium based on the company’s closing stock price on Friday. At the close of the deal, which is subject to regulatory approval and is expected in late 2024 or early 2025, Capital One shareholders will own approximately 60 percent of the combined company and Discover shareholders will own the rest.

Discover was valued at about $28 billion when the market closed on Friday, and Capital One was valued at about $52 billion.

The deal is part of Capital One’s strategy to build a global payments network, helping it work directly with merchants and small businesses. And it gives Discover greater scale to compete with other credit card companies. Capital One said the agreement would generate $2.7 billion in pretax savings.

“Our acquisition of Discover is a singular opportunity to bring together two very successful companies with complementary capabilities and franchises, and to build a payments network that can compete with the largest payments networks and payments companies,” Richard Fairbank, founder, chairman and chief executive of Capital One, said in the statement.

In June, Capital One acquired Velocity Black, a digital concierge company that brings together travel, entertainment, shopping and dining offerings for consumers.

Discover is emerging from a period of turbulence. The company’s former chief executive, Roger Hochschild, stepped down in August amid a regulatory review of incorrectly classified credit accounts. In October, the company said it was taking steps to improve its corporate governance, and in December, it announced its new chief executive, Michael G. Rhodes. The company’s profit in the fourth quarter of 2023 fell 62 percent from the same period the year before.

The once-giant retailer Sears introduced the Discover card in 1985. Discover later became a part of Morgan Stanley before the investment bank spun it out through an initial public offering of stock in 2007.

Given Discover’s recent challenges, the question is whether “regulators view this as a white knight coming in to help fix a troubled player in the market or whether they view this as a limitation of competition — and therefore something to avoid,” Mr. Schiff said.

Rob Copeland contributed reporting.

Lauren Hirsch joined The Times from CNBC in 2020, covering deals and the biggest stories on Wall Street. More about Lauren Hirsch

Emma Goldberg is a business reporter covering workplace culture and the ways work is evolving in a time of social and technological change. More about Emma Goldberg

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